Many full-time employees have health, life or disability insurance coverage that protects them in the event of a disabling injury or condition. This group coverage may be provided by an employer for the benefit of all workers, but many legal, medical and other professionals may want additional protection. To do this, they may elect to purchase individual disability insurance coverage.
Unfortunately, valid insurance benefits claims are frequently denied by insurance companies. If you are involved in an insurance dispute and your insurance company refuses to provide the health, disability or life insurance benefits to which you are entitled, the disability insurance benefits lawyers at our law firm — the Injured Workers' Legal Center — can help.
If you have disability insurance and your insurance provider has failed to honor a valid claim, we encourage you to contact our law office for assistance.
More Than 100 Years Of Combined Experience And Dedicated Advocacy
At the Injured Workers' Legal Center, our attorneys have more than 100 years of combined employee and disability advocacy. We provide experienced and aggressive representation on behalf of clients involved in a variety of injury claims and insurance disputes.
Examples of our successful representation are EEOC and Campagna v. BIW and Fortis Benefits Ins. Co., Civ. No. 97-355 P-H, and Cannon v. Unum, 219 F.R.D. 211 (2004), U.S. D. Ct. Portland, Me., where we worked on legal teams and successfully broke the two-year limitation on disability benefits for "mental" illnesses, which we argued were discriminatory.
Do Not Wait. Time Limits May Apply.
Any kind of insurance policy can end up under scrutiny when a claim is filed and subsequently denied. Denied insurance claims can be appealed, but in most cases must first be appealed directly with the plan administrator or insurer within Department of Labor time limits.
Our Maine insurance benefits denial lawyers know how to argue with the plan or insurer in a wide range of complex insurance cases. For example:
- If your case involves claim denial on an individual policy that needs to be filed in a Maine court due to a contract violation
- If your case involves claim denial of a group plan benefit that needs to be filed in federal court under the Employee Retirement Income Security Act (ERISA)
A skilled ERISA lawyer is needed to perform appeals where the appeal is "exhausted" prior to suit. Making this record requires a specialist in this field and should not be undertaken by the claimant alone.
Contact Our Lawyers To Learn More About Your Claims
Our Maine insurance benefits denial lawyers have the knowledge and experience to handle your nonwork disability insurance appeal case with the highest degree of skill and professionalism. We have taken on many large insurance providers and will not hesitate to advocate aggressively on your behalf to protect your rights and interests. If applicable, we can also represent you in your workers' compensation case.
We offer a free telephone consultation and case evaluation to discuss your legal rights and options. To schedule a free telephone consultation with an ERISA claims lawyer at our Portland, Maine, law firm, contact us toll free at 800-852-8554. For assistance online, contact us by e-mail .
* The Best Lawyers in America® 2011. Copyright 2010 by Woodward/White, Inc., Aiken, SC